How to Integrate Stripe Payments
Stripe is a complete payments platform for building payment processing and financial services into your applications.
Step 1: Create a Stripe Account
Sign up at dashboard.stripe.com/register to get your test account.
Step 2: Get Your API Keys
Navigate to Developers → API keys. You’ll see:
- Publishable key: Used client-side (safe to expose)
- Secret key: Used server-side (keep secure)
Step 3: Install Stripe SDK
# Python
pip install stripe
# Node.js
npm install stripe
Step 4: Create a Payment Intent
import stripe
stripe.api_key = "your-secret-key"
# Create a payment intent
payment_intent = stripe.PaymentIntent.create(
amount=2000, # $20.00 in cents
currency="usd",
payment_method_types=["card"],
metadata={"order_id": "12345"}
)
print(payment_intent.client_secret) # Send to frontend
Key Features
Payment Methods: Cards, Apple Pay, Google Pay, ACH, BNPL (Affirm, Klarna)
Subscriptions & Billing: Recurring payments, usage-based billing, trials and coupons
Connect: Marketplace payments, multi-party splits, custom payouts
Radar: Fraud prevention, risk scoring, chargeback protection
Best Practices
- Always use Stripe Elements for PCI compliance
- Never log raw card data
- Implement webhooks for async events
- Use test mode during development
- Handle declines with retry logic
For detailed guides, visit Stripe Documentation.